Resources
A curated starting point: our most useful guides and free tools. Educational — not financial advice.
Helpful guides
Start Here
A simple, ordered path for beginners who want to save money.
Beginner Monthly Budget Plan
Build your first budget without feeling restricted.
How to Save Money on Groceries
Lower your food costs without feeling miserable.
Frugal Living Tips That Actually Work
Practical, no-judgment ways to live well on less.
Free tools & templates
Subscription Cost Calculator
A free subscription calculator. Add up every recurring charge, untick the ones you do not use, and see what cancelling them frees up each month and year.
Savings Goal Calculator
A free savings goal calculator. See how long your goal takes at your current pace, and exactly what you need to save each month to hit a deadline.
Emergency Fund Calculator
A free emergency fund calculator. Work out your target based on essential spending, see how far along you are, and find out how long your current pace takes.
Debt Snowball vs. Avalanche Calculator
A free debt payoff calculator comparing the snowball and avalanche methods. Add your debts and see your payoff date, total interest, and what an extra payment saves.
Compound Savings Calculator
A free compound interest calculator for savings accounts. See what your deposits grow to, how much is interest, and what a high-yield account is worth versus 0%.
50/30/20 Budget Calculator
A free 50/30/20 budget calculator. Enter your take-home pay and see exactly how much belongs in needs, wants, and savings each month.
Weekly Spending Review Template
A free weekly spending review template to help you build a short, steady money habit one week at a time.
Simple Bill Review Checklist
A free bill review checklist to help you go through recurring bills and subscriptions and find ones to cut.
Savings Goal Worksheet
A free savings goal worksheet to help you break a target into small, manageable steps over time.
No-Spend Weekend Planner
A free no-spend weekend planner to help you plan two enjoyable days without spending money on extras.
Monthly Budget Checklist
A free, simple monthly budget checklist to help beginners set up and review a basic budget step by step.
Grocery Savings Checklist
A free grocery savings checklist to help you plan, shop, and lower your food bill without complicated steps.
Expense Tracking Template
A free expense tracking template to help beginners record daily spending and see where their money goes.