Privacy Policy

BudgetCalm (budget-calm.vercel.app) respects your privacy and is committed to protecting it. We collect only the minimal data needed to run the site, improve our content, and provide a good experience. This policy explains what we collect, how we use it, and the choices you have.

Information We Collect

We may collect the following types of information:

• Usage data: anonymous information about how you use the site, such as pages visited, time on page, and referring links, collected through Google Analytics.
• Email addresses: if you subscribe to our newsletter or reach out through our contact form, we store the email address and any message you provide.
• Cookies and tracking data: small files and similar technologies that help us understand traffic and serve advertising.

How We Use Information

We use the information we collect to:

• improve our content and the overall experience of the site;
• send newsletters and updates to subscribers who opt in;
• serve relevant advertisements through our ad partners;
• respond to enquiries and messages you send us.

Cookies

We use the following categories of cookies:

• Essential: required for the site to function correctly.
• Analytics: used by Google Analytics (GA4) to measure and understand site traffic.
• Advertising: used by Adsterra to serve and measure relevant advertisements.

You can control or disable cookies at any time through your browser settings.

Advertising

We use third-party advertising companies to serve ads when you visit our website. These companies may use information about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. We work with the following ad networks: Adsterra Network (adsterra.com). Adsterra and its partners may use cookies, web beacons, and similar technologies to serve relevant advertisements and measure their effectiveness.

To learn more about how Adsterra handles data and to review your options, see the Adsterra privacy policy.

Google Analytics

We use Google Analytics 4 (GA4) to understand how visitors use the site. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.

Affiliate Links

Some of our content contains affiliate links. We may earn a commission when you click these links and make a purchase, at no extra cost to you.

Data Security

We take reasonable measures to protect the information we hold. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Children's Privacy

This site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us so we can remove it.

Your Rights (GDPR/CCPA)

Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, and to opt out of personalised advertising. To exercise any of these rights, please contact us.

Genuine Traffic

We do not use bots, paid-to-click, or incentivised traffic. All visitors are genuine users interested in personal finance.

Contact

If you have any questions about this policy, please reach out through our contact page.

Changes to This Policy

We may update this policy from time to time as the site grows or as regulations change. When we do, we will revise the date shown at the top of this page.