Simple Bill Review Checklist

This simple bill review checklist walks you through your recurring payments one by one. It helps you find forgotten subscriptions, unused services, and charges that may be worth questioning.

What this helps with

This checklist helps you take stock of every regular payment leaving your account. Many people pay for services they no longer use or have simply forgotten about. A calm, structured review can surface these and give you the chance to decide what stays.

Who this is for

This is for anyone reviewing recurring bills and subscriptions, whether you do it once or make it a quarterly habit. You do not need to cancel anything during the review. The first step is simply seeing the full list.

How to use it

1. Pull up your recent bank and card statements.
2. Write down every recurring charge you can find.
3. Mark each one as essential, useful, or unused.
4. Note the renewal date and amount for each.
5. Decide which to keep, pause, or cancel.
6. Set a reminder to review again in a few months.

The checklist

A quick tip

Look closely at free trials that quietly turned into paid plans. These are easy to miss because the first charge often arrives weeks after you signed up and forgot about it.

Read the full guide

Want the reasoning behind each step? Read our companion guide on how to review your bills and cut charges.