Money Saving

Back to School Shopping List 2026: Everything Your Kid Needs Under $100

A calm, grade-by-grade back-to-school shopping list for 2026 that keeps your total under $100, with the best stores, smart swaps, and a step-by-step plan.

By BudgetCalm Editorial Team · Updated June 22, 2026 · Last reviewed June 21, 2026 · 9 min read

Receiving school supplies in Shindand
Image: Photo: NATO Training Mission-Afghanistan (BY-SA) via Openverse

If the back-to-school flyers are already making your stomach tighten, take a breath. You are not behind, and you are not doing anything wrong. School supply costs have climbed in recent years, but with a clear list and a calm plan, you really can cover the basics for one kid for under $100. Let me walk you through exactly how, store by store and item by item, like a friend who has stood in that crowded Target aisle right beside you.

Is $100 Back to School Shopping Really Possible?

Yes, and I want to be honest about what "possible" means so you do not feel let down at the register. The average American family spends a lot more than $100 per child once you add clothes, shoes, a backpack, and a long teacher list. The headlines you see often lump everything together. But the core school supplies a single kid needs, pencils, paper, folders, glue, and a sturdy backpack, genuinely fit under $100 when you shop smart.

Here is the simple math that makes it work:

  • Dollar Tree sells dozens of supplies at $1.25 to $1.50 each instead of $3 to $5 at full-price stores.
  • Generic and store brands (Walmart's Pen+Gear, Target's up & up) cost 30 to 50 percent less than name brands and work just as well.
  • Reusing last year's items like scissors, rulers, and lunchboxes can knock $15 to $25 off your total without anyone noticing.

A quick term, in case it helps: a budget is just a plan for your money that you decide ahead of time. We are going to set a $100 budget and then make every dollar earn its place. The goal is not to buy the cheapest possible junk that falls apart in October. It is to buy the right things at the right price so you are not back at the store in three weeks.

Real-life example

Last August, a mom of one third-grader walked into Walmart with a $100 bill and her son's supply list. She bought a $9 backpack, a $12 pack of basic clothes-drawer staples, and all her listed supplies in store brands. She walked out having spent $74 and put the remaining $26 toward his lunch account. The teacher never knew, and never needed to, that the markers were the off-brand ones.

Complete Shopping List by Grade

Every school sends its own list, so always check yours first. But these grade-by-grade lists cover what most teachers ask for, with realistic prices from Walmart, Target, and Dollar Tree in 2026. I have kept each one under or right at budget so the supplies alone leave room for a backpack.

Kindergarten

Little ones need more of the shared, washable, oversized stuff.

  • Box of 24 crayons (Crayola): $0.97
  • Washable markers, 8-count: $1.97
  • 4 jumbo glue sticks: $2.50 (or 4 from Dollar Tree at $1.25 each pack)
  • Blunt-tip kids' scissors: $1.00 (Dollar Tree)
  • 2 plastic folders: $2.00
  • Pack of #2 pencils, 12-count: $1.00
  • Pink eraser 2-pack: $1.25 (Dollar Tree)
  • Box of tissues: $1.25 (Dollar Tree)
  • Supplies subtotal: about $13

Elementary (Grades 1 to 5)

  • Wide-ruled notebook paper, 150 sheets: $0.97
  • 4 spiral notebooks: $2.00 (Dollar Tree, 2 packs)
  • 6 plastic folders with pockets: $3.00
  • 24-count #2 pencils: $1.50
  • Crayons, 24-count: $0.97
  • Colored pencils, 12-count: $1.50
  • 2 glue sticks: $1.25
  • Handheld pencil sharpener: $1.00 (Dollar Tree)
  • Ruler with inches and centimeters: $1.00 (Dollar Tree)
  • Supplies subtotal: about $13

Middle School (Grades 6 to 8)

  • 5-subject notebook: $3.97
  • College-ruled filler paper, 200 sheets: $1.97
  • 1-inch 3-ring binder: $3.00
  • Pack of dividers: $1.25 (Dollar Tree)
  • Mechanical pencils, 10-count: $2.50
  • Blue and black pens, 10-count: $2.00
  • 2 highlighters: $1.25 (Dollar Tree)
  • Pocket folders, 4-pack: $2.00
  • Scientific calculator (only if required): $9.88
  • Supplies subtotal: about $19 to $29

High School (Grades 9 to 12)

  • 3 college-ruled notebooks: $3.00
  • 2 binders, 1.5-inch: $6.00
  • College-ruled filler paper, 400 sheets: $3.94
  • Pens, blue and black, 10-count: $2.00
  • Mechanical pencils, 10-count: $2.50
  • Highlighters, 4-pack: $2.50
  • Sticky notes, 3-pack: $1.25 (Dollar Tree)
  • USB flash drive (often reusable from last year): $5.00 to $8.00
  • Supplies subtotal: about $21 to $29

In every grade, that leaves you roughly $70 of your $100 budget for a backpack and a few clothing or lunch basics. A solid kids' backpack runs $9 to $20 at Walmart, and a lunch bag is another $5 to $8.

What to Buy Where

Knowing which store wins for which item is the real secret to staying under $100. You do not have to drive all over town; even two stops can save you $20 or more.

Dollar Tree (best for consumables and small tools)

Everything here is $1.25 to $1.50, which beats other stores on small, simple items. Buy your:

  • Erasers, glue sticks, and folders
  • Scissors, rulers, and pencil sharpeners
  • Tissues, hand sanitizer, and zip-top bags for shared classroom supplies
  • Sticky notes, index cards, and highlighters

The quality on crayons and markers can be hit or miss, so I usually skip those here and grab name brands cheap at Walmart instead.

Walmart (best for the lowest name-brand prices)

Walmart tends to have the rock-bottom prices on Crayola crayons (under $1), store-brand notebooks, and bulk pencils. Their Pen+Gear line is reliable and cheap. This is also your one-stop for a $9 to $20 backpack and basic clothes. If you only have time for one store, make it this one.

Target (best for sales and clearance)

Target's up & up brand is good quality, and their weekly back-to-school sales sometimes beat Walmart on specific items like 25-cent notebooks and penny deals on folders. Check the Target app for the week's deals before you go, and lean on the Target Circle program for extra savings. Save Target for the loss-leader doorbusters, not your whole list.

| Item | Dollar Tree | Walmart | Target (sale) | | --- | --- | --- | --- | | Spiral notebook | $1.25 | $0.97 | $0.50 | | Crayons 24ct | n/a | $0.97 | $0.97 | | Glue stick (each) | $0.62 | $0.50 | $0.50 | | Folder | $1.25 | $0.40 | $0.25 | | Backpack | n/a | $9.00 | $12.00 |

Items to Skip Completely

Stores are very good at getting you to add "just one more thing." Here is what to leave on the shelf to protect your $100.

  • Character-branded everything. A Bluey folder is $3; a plain one is $0.25. The cartoon adds nothing to your child's learning and a lot to your bill.
  • Fancy mechanical pencils and gel pen sets. A $0.50 pack works the same as a $6 designer set that gets lost by Halloween.
  • Trendy fidget and locker decor. Cute, but not on the teacher's list and not in the budget.
  • Oversized supply caddies and desk organizers unless specifically requested.
  • Duplicate tech. If last year's calculator or flash drive still works, do not rebuy it.

If keeping impulse buys in check is a constant struggle, you might enjoy my guide on the things to stop buying to save money, which uses the same say-no-kindly approach.

Items to Borrow or Get Free

Some of the best supplies cost zero dollars. Before you buy, do a quick scavenger hunt at home and around your community.

  • Last year's leftovers. Half-used notebooks, unbroken crayons, and intact backpacks are perfectly good. Empty the junk drawer first.
  • Community supply drives. Many churches, libraries, United Way chapters, and Salvation Army locations host free back-to-school giveaways in July and August. A quick call can save you the whole list.
  • School counselors. Most schools keep a quiet stash for families who need it. Asking is normal, and the answer is almost always a kind yes.
  • Buy Nothing groups. Search Facebook for your local Buy Nothing group and post a simple request. Neighbors regularly pass along gently used backpacks and unopened supplies.
  • Teacher wish lists. Some teachers will tell you the truly optional items so you can skip them guilt-free.

When to be careful

Beware "back to school" sales that are not actually deals. A "2 for $7" highlighter bundle sounds urgent, but the same highlighters are $1.25 at Dollar Tree. Always check the price per item, not the splashy bundle sign. Urgency is a marketing tool, not a real discount.

The $100 Budget Shopping Day Plan

Here is the exact step-by-step plan I would follow to walk out at or under $100 with everything your kid needs. Treat it like a recipe.

  1. The night before, do a home inventory. Gather every reusable supply you own, scissors, rulers, backpacks, half-full crayon boxes, and cross those off the school list. This step alone often saves $15 to $25.
  2. Set your hard cap and bring cash. Pull out a single $100 bill or set a $100 limit in your banking app. Cash makes overspending impossible because the wallet simply runs empty.
  3. Check the Target and Walmart apps for the week's deals. Note any penny folders, 25-cent notebooks, or backpack rollbacks. Plan your route so you hit the loss-leaders first.
  4. Start at Dollar Tree. Knock out erasers, glue, folders, sharpeners, tissues, and hand sanitizer. Expect to spend $10 to $15 here.
  5. Go to Walmart next. Grab crayons, markers, pencils, store-brand notebooks, the backpack, and any clothing basics. This is your biggest stop, around $40 to $55.
  6. Stop at Target only for the doorbusters you flagged, like 25-cent notebooks. Skip it entirely if the trip is not worth the gas.
  7. Tally as you go. Keep a running total in your phone's calculator. When you hit $90, stop adding anything that is not on the school list.
  8. Save your receipts. If a backpack zipper fails in week two, you can return or exchange it for free.

Stretching a tight food budget at the same time? The same store-brand strategy works at the grocery store, and my posts on how to save money on groceries as a student and building a cheap grocery list for one person both lean on the exact swaps we used here. And if you want a simple place to track this back-to-school spend so it does not blindside next month's bills, try the free budgeting tools at BudgetCalm to map it all out in a few minutes.

You have got this. A calm list, two store stops, and a firm $100 cap are all it takes to send your kid in with everything they need, and to keep your peace of mind right where it belongs.

Get the free beginner budget checklist

A simple printable checklist to help you track spending, plan bills, and start saving without stress.

No spam. Educational money-saving tips only.

BudgetCalm Editorial Team

The BudgetCalm Editorial Team creates beginner-friendly educational guides about everyday money saving, budgeting, frugal living, and simple household financial habits. Our content avoids risky financial advice and focuses on practical, everyday decisions.

Last updated: June 22, 2026

Disclaimer: This content is for educational and informational purposes only and does not constitute financial advice. Always consult a qualified financial professional before making financial decisions.

Related guides

Keep exploring

These internal links help visitors move from one useful page to the next.

Get the free beginner budget checklist

A simple printable checklist to help you track spending, plan bills, and start saving without stress.

No spam. Educational money-saving tips only.